MON 3

MON 3 is an international payments platform built for Brazilian companies that send and receive money from abroad. It offers a simple, secure and cost-efficient way to move funds across borders, addressing high fees and slow settlement associated with traditional banks. Businesses use MON 3 to reduce costs by up to 80%, speed up transfers from days to minutes, and manage transactions through a fully digital workflow with transparent pricing and regulatory compliance. The app is aimed at importers, exporters, international suppliers and service providers handling cross-border payments.

Key Features

⭐ Lower fees — save up to 80% compared with traditional banks.

⭐ Fast settlement — transfers in minutes, not days using MON 3.

⭐ Real-time exchange rates and tracking so you always know the exact cost.

⭐ Fully digital onboarding and transfer process for quick setup.

⭐ Secure platform with compliance to regulatory standards.

Advantages

✅ Significant cost savings versus conventional bank transfers.

✅ Faster cash flow thanks to minute-level settlements.

✅ Full transparency with no hidden fees when using MON 3.

✅ Simplicity of a 100% digital process from onboarding to transfer.

Disadvantages

❎ Primarily designed for Brazilian companies, so it may not suit individual consumers or businesses outside that focus.

❎ Requires company registration and verification before you can initiate transfers.