Pinjam Modal connects individuals in need of online business capital or employee loans with reliable lenders. Whether you're a business owner looking for extra funds or an employee seeking financial assistance, Pinjam Modal has got you covered. As a subsidiary of PT BFI Finance Indonesia, Tbk., one of the leading multi-finance companies in Indonesia, Pinjam Modal ensures a safe and fast borrowing process. With a loan limit ranging from 1 to 10 million Rupiah and tenors between 91 and 180 days, you have the flexibility to choose the loan that suits your needs.
⭐ Fast and Convenient Application Process: It offers an easy, safe, and fast process for applying for online business capital and employee loans. With just a few simple steps, users can apply for a loan and receive a decision in less than 2 hours.
⭐ Flexible Loan Options: Users can choose from a range of loan amounts, from 1 million Rupiah to 10 million Rupiah, with flexible tenors ranging from 91 days to 180 days. This allows borrowers to tailor their loans to their specific financial needs.
⭐ Competitive Interest Rates: It offers competitive interest rates. This ensures that borrowers can access affordable financing options.
⭐ Secure and Confidential: It places a high priority on data security and confidentiality. They maintain the confidentiality of user data, ensuring that personal information is protected and not shared with third parties.
⭐ Who is eligible to apply for a loan from it? To be eligible for a loan, applicants must be Indonesian citizens, have a steady income, be between 21 and 55 years old, and have a savings account in their personal name for fund transfers.
⭐ How long does it take to receive a loan decision? It aims to provide loan decisions in less than 2 hours after the application is submitted.
⭐ How are the loan repayments made? Repayments are made through a salary deduction system, making it easier for borrowers to manage their finances.
⭐ Is my personal data safe with it? Yes, it takes data security seriously and ensures the confidentiality of user data. They are ISO 27001 certified in the field of financial aggregator services.
Pinjam Modal is an attractive option for individuals and business owners in need of online business capital and employee loans. With its fast and convenient application process, flexible loan options, competitive interest rates, and commitment to data security and confidentiality, Pinjam Modal provides a reliable and trustworthy platform for accessing much-needed financing. By prioritizing user satisfaction and ensuring a seamless borrowing experience, Pinjam Modal stands out as a leading fintech company in Indonesia.