Cashkumar - Quick Personal Loan

Cashkumar - Quick Personal Loan is an innovative app that offers quick and hassle-free personal loans to salaried professionals in India. With just a click of a button, you can access instant cash for any personal requirement. Whether you need to pay off high-interest credit card bills, cover monthly expenses, fund a wedding, or take care of travel costs, it has got you covered.What sets it apart is its focus on individuals who face credit access issues due to working in unlisted companies, having a small credit history, or dealing with leverage problems.

Features of Cashkumar - Quick Personal Loan:

* Instant cash for personal needs: It allows you to quickly obtain a personal loan to fulfill your immediate financial requirements. Whether it's paying off high-interest credit card bills, covering monthly expenses, or funding travel, this app offers a convenient solution at the click of a button.

* Accessibility for all: It aims to assist salaried professionals who face difficulties in accessing credit due to various reasons such as working in unlisted companies, having limited credit history, or dealing with leverage problems. It provides an opportunity for individuals in these situations to receive the financial support they need.

* Flexible repayment options: With it, you can choose a repayment tenure that suits your needs, ranging from 3 months to 12 months. This flexibility allows you to manage your finances effectively and repay the loan comfortably within your preferred timeframe.

* Transparent and competitive interest rates: The app offers a competitive annualized rate of interest at a flat rate of 24%. By presenting these rates upfront, it ensures transparency and helps you make informed decisions about your borrowing options.

* Minimal processing fees: It charges a reasonable processing fee of 4% of the approved loan amount or Rs. 2000 (plus taxes), whichever amount is higher. This ensures that the fees remain affordable while covering the necessary administrative expenses associated with the loan.

* No pre-closure charges: It allows you to pre-close your loan without any additional charges after 3 months. However, if you decide to pre-close the loan before the stipulated time frame, you will be charged the outstanding interest for 3 months. This flexibility gives you the freedom to manage your loan according to your changing circumstances.

Conclusion:

Cashkumar - Quick Personal Loan provides a convenient solution for individuals looking for instant cash for their personal needs. With features such as competitive interest rates, flexible repayment options, and no pre-closure charges, it ensures transparency and flexibility in accessing credit. Download the app now to check your eligibility and avail the benefits it offers.